Free Calculator
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A quick gut-check on how expensive your lease may be to finish or exit.
- Your remaining scheduled payments
- Projected mileage and extra-mile cost
- Your early termination risk
- The general ways to exit a lease
Thinking about ending a car lease early?
Know the cheapest way out of your car lease before you call the dealer.
Upload your lease, add your payoff quote, and compare your exit options in plain English.
- Free
- No login
- Nothing you enter is saved
Example estimate
2023 Honda CR-V · 14 payments left
- Remaining scheduled payments
- $6,300 Estimated
- Payoff amount
- $27,480 From your payoff quote
- What the car is worth
- $26,900 Your estimate
- Break-even sale price
- $27,950 Estimated
Likely lowest-cost path
Sell to a dealer, if your leasing company allows it
Needs confirmationWhy this is hard
The cheapest way out isn't always the obvious one.
Some lease exit paths look cheaper until taxes, payoff restrictions, or dealer terms are included. We put those numbers in one place so you can compare them calmly.
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Your payoff isn't your remaining payments
Ending a lease today usually means paying off the car's residual value too, so the real number can be far from what's left on your payment schedule.
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Some leasing companies limit who can buy the car
Third-party buyout rules can rule out selling to another dealer or an online buyer, or add fees that change the math.
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Small costs can flip the answer
Sales tax on a buyout, extra-mile charges, and lease-end fees are easy to miss and can change which option costs least.
How it works
From "what do I owe?" to a clear next step
Start with the free calculator. Steps 2 through 4 are part of the Lease Exit Report and Lease Exit Pro, one-time payments per lease case.
Free calculator 2023 Honda CR-V
Monthly payment$450
Lease endsDec 2027
Odometer23,800 mi
Projected miles at lease end38,900
036,000 allowed
About 2,900 miles over
Estimated charge $725
Reading your documents 2 files
lease-agreement.pdf
- Residual value
- $21,840 From your lease
- Extra-mile charge
- $0.25 a mile From your lease
- Payoff amount
- $27,480 Payoff quote, good through Oct 30
- Third-party buyouts
- Not stated Needs confirmation
Estimated net cost from today
Your checklist 2 of 4 done
- Get a written payoff quote with the dealer amount
- Ask whether dealers can buy out the lease
- Get two written offers above $27,950
- Confirm the sales tax on a buyout
What to say to your leasing company
"I'm considering ending my lease early. Could you send me a written payoff quote that shows the amount for me and for a dealer, and how long it's good for?"
Illustration with example figures.
Plans
Pick the level of detail you need
Start free. Pay once per lease case only if you want a personalized answer. No subscription.
Recommended
Lease Exit Report
$49
One-time, per lease case
A personalized lease-exit report that reads your lease, estimates your best path, and shows your likely costs and break-even number.
- Key terms read from your lease
- Payoff vs. what the car is worth
- Options ranked by estimated net cost
- Confirmed and estimated figures labeled
- A checklist and PDF to keep
Lease Exit Pro
$199
One-time, per lease case
Decision-ready support that compares real payoff quotes and vehicle offers, flags restrictions, and gives you scripts and checklists to take action.
- Everything in the Lease Exit Report
- Payoff quotes and offers side by side
- Buyout and transfer restrictions flagged
- Call and email scripts with checklists
What the app checks
Every common way out, and the costs that decide between them
Your exit options
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Return it early
Hand the car back before the lease ends, usually with an early termination charge.
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Buy it out
Pay off the lease and keep the car, or sell it yourself afterward.
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Sell or trade it in
Have a dealer or buyer pay off the lease, if your leasing company allows it.
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Transfer the lease
Hand your remaining payments to someone else, where your lease permits it.
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Wait it out
Keep paying and return the car at the scheduled end.
The costs that change the answer
- Extra-mile charges at lease end
- Early termination charges and remaining payments
- Your payoff amount compared with what the car is worth
- Third-party buyout and transfer restrictions
- Sales tax and fees on a buyout
- Disposition and wear-and-tear charges
Trust and privacy
Built to inform you, not to sell you a car
The free calculator saves nothing
Your numbers are used to work out your estimate and then discarded. No account, no email address.
Not a dealer, lender, or broker
We don't negotiate, finance, buy, or sell vehicles, and we don't act on your behalf.
Every number shows where it came from
Figures are labeled as confirmed, estimated, or needing confirmation, so you know what to double-check.
Informational, not advice
Estimates can differ from final amounts. Confirm payoff, taxes, and fees with your leasing company before acting.
FAQ
Common questions
Short answers to what people ask first.
Can I get out of my car lease early?
Usually, yes. The common ways are returning it early, buying it out, selling or trading it to a dealer, transferring the lease, or waiting until the end. Which one costs least depends on your payoff amount, what the car is worth, and your lease's rules. Our guide to getting out of a car lease early compares them.
What is a payoff quote, and where do I get one?
It's the amount your leasing company would accept to close the lease on a given date. You can usually request one through your leasing company's website, app, or phone line. Quotes expire, so check the "good through" date. See lease payoff vs. residual value for how it differs from the number in your contract.
Is the free calculator really free?
Yes. There's no login, you don't need any documents, and nothing you enter is saved.
Do I pay again for another car, or to update my report?
Plans are a one-time payment for one lease case, so a second car is its own case and its own purchase. Within a case, updating your report with new numbers or documents is free. If you upgrade from the Lease Exit Report to Lease Exit Pro, what you paid for the Report counts toward Pro.
Do I need to upload my lease documents?
No. Your report works from the details you enter, and it tells you what's missing. Adding your payoff amount and what the car is worth lets us price every option. Your lease contract and a payoff quote turn estimates into confirmed numbers. We only ask for documents once you've chosen a plan, so you never share your lease before deciding.
What's your refund policy?
If you haven't generated your report yet, you can get a full refund within 14 days of purchase. Once a report has been generated, we refund only if something on our side went wrong, such as a report that couldn't be generated or has a calculation error. Email us with your lease case and we'll respond within 2 business days. The details, including upgrades, are in our Terms.
Will you contact my dealer or negotiate for me?
No. We don't negotiate, broker, finance, buy, or sell vehicles. We give you the numbers and a plan so you can have that conversation yourself.
How accurate are the estimates?
The free calculator uses your inputs plus a few clearly stated assumptions, and it can't see your payoff amount or early termination terms. The Lease Exit Report labels every number as confirmed or estimated, and gets more precise as you add your payoff, offers, and lease contract. Either way, treat the numbers as estimates and confirm final amounts with your leasing company before you act.
See where your lease stands in about two minutes.
- Free
- No login
- Nothing you enter is saved